Community Development Publications

The Federal Reserve Bank of San Francisco

Working Papers

2009 - 05 (May 2009)
The Economic Crisis and
Community Development Finance: An Industry Assessment
Mark Pinsky, Opportunity Finance Network
Nancy Andrews, Low Income Investment Fund
Paul Weech, Innovative Housing Strategies, LLC with
Ellen Seidman, New America Foundation and ShoreBank and
Rick Cohen, Nonprofit Quarterly

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2009 - 04 (April 2009)
The Enduring Challenge of Concentrated Poverty in America: Case Study of Fresno, California
Naomi Cytron, Federal Reserve Bank of San Francisco
Full Report Website

2009-03 (March 2009)
The Geography of Foreclosure
in Contra Costa County, California
Kristin L. Perkins

2009-02 (March 2009)
Collaborators or Competitors? Exploring the Relationships between
Community Development Financial Institutions and Conventional Lenders
in Small Business Finance
Geoff Smith, Jennifer Newon, Sean Zielenbach, Sarah Duda

2009-01 (January 2009)
Shifting Ground: Can Community Development Loan Funds Continue to Serve the Neediest Borrowers?
Julia Sass Rubin, Rutgers University

2008-05 (November 2008)
Lending in Low- and Moderate-Income Neighborhoods in California: The Performance of CRA Lending During the Subprime Meltdown
Elizabeth Laderman and Carolina Reid

2008-04 (Fall 2008)
Addressing the Prevalence of Real Estate Investments in the New Markets Tax Credit Program
Lauren Lambie-Hanson, Federal Reserve Bank of San Francisco

2008-02/03 (Summer 2008)
Charter School Facilities Finance: How CDFIs Created the Market, and
How to Stimulate Future Growth
Annie Donovan, Chief Operating Officer, NCB Capital Impact

Paying For School: An Overview of Charter School Finance
Jonathan Kivell
Community Development Officer, United Bank

2008-01 (May 2008)
Going “De Novo”: Tapping into Emerging Markets at the Branch Level
Vivian Pacheco, Federal Reserve Bank of San Francisco

2007-02 (October 2007)
The Portfolios and Wealth of Low-Income Homeowners and Renters:
Findings from an Evaluation of Self-Help Ventures Fund’s Community Advantage Program
Michael A. Stegman, Allison Freeman, and Jong-Gyu Paik

2007-01 (July 2007)
Creating a Marketplace: Information Exchange and the Secondary Market for Community Development Loans
Laura Choi, Federal Reserve Bank of San Francisco

2006-01 (July 2006)
Homeownership at High Cost: Foreclosure Risk and High Cost Loans in California
Laura Lanzerotti, Federal Reserve Bank of San Francisco

The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or the Federal Reserve System. Material herein may be reprinted or abstracted as long as the working paper is credited.